Talley Tax Advisory
Tax Advisory is a year-round tax relationship through Talley Tax. One monthly fee covers the return, the planning windows through the year, and the estimates and letters in between.
Tax Advisory is provided through Talley Tax, a separate tax business operated by David Talley. The philosophy is the same on both sides of Talley: decisions are easier when someone is looking forward with you. Tax Advisory is optional for Talley Wealth clients and priced separately.
The Way In
Every relationship here begins with the Keystone Method, the six-month engagement that puts the full financial picture in order, taxes included.
Once it is complete, two ongoing services open, each optional. Wealth Advisory carries the plan, the strategy, and the investments. Tax Advisory carries the tax year, and files. Many families choose both, and either stands on its own.
See how the Keystone Method worksWhat Tax Advisory Means
Tax Advisory is the management of your entire tax life, for one monthly fee, so you know the whole thing is handled.
01
Filing with the IRS and the state is what happens at the end of a year that was managed on purpose. The job is the year itself: your withholdings and estimates set so your cash flow works, your income projected through the year as it changes, and the money coming from the right accounts at the right time in the right amounts, decided while there is still time to decide.
02
With Wealth Advisory, the plan decides the tax moves and Tax Advisory carries the year they land in. On its own, Tax Advisory does both: I bring you what's changed and what to do about it, and the to-do items you get are curated and prioritized, so you're only ever handed what actually needs doing.
03
I'm an Enrolled Agent, licensed to speak with the IRS on your behalf, so a letter or a question goes to me and gets answered correctly. That's a separate kind of work, and it's part of what's covered.
And for advisory families, the piece that sets this apart: the same firm that manages the portfolio signs the return, so nothing falls into the gap between an advisor and a preparer who never talk.
Already working with Talley Tax? Open your client portal. New clients receive an activation email to set up their login when the work begins.
The Annual Rhythm
This is the rhythm Tax Advisory runs on. Every client's year follows it.
January to April
The return is prepared and filed, and we note what it revealed for the year ahead.
Filed by Apr 15
Spring
The first projection of the new year, right after filing: withholding, estimates, and cash flow set to real numbers.
Q1 estimate Apr 15
Summer
The projection, updated once income, profit, and plans have taken shape.
Q2 estimate Jun 15
Fall
Roth conversions, charitable timing, contributions, and owner decisions, while there is still time to act.
Year closes Dec 31
Execution, all year underneath.
Every decision gets its own deadline the day it is made, and each one is carried on its own timeline.
Then the year turns, and the rhythm repeats
Some decisions close April 15, some plans have to exist by October 1, some strategies run for months. Each one is carried on its own timeline, with a final confirmation before December 31 for anything the year is about to close on.
Enter Anytime
The rhythm meets you wherever the year is. Start in March and we start with the return. Start in August and we start with the projection. Start in November and we start with the decisions that close on December 31.
Tax Advisory Pricing
A monthly fee that carries the whole tax year, with the return included. Through Talley Tax, our tax firm, with every return signed by David, an Enrolled Agent.
Who It Fits
Clients come through the Keystone Method, so the full picture is already built. Tax Advisory earns its keep when income is meaningful, changing, or connected to decisions that should happen before the return is prepared.
Common Questions
Tax Advisory is $200 a month for individuals and households, and $400 a month for business owners, meaning a household with a business return in the year. Preparation and filing are included. Most clients pay monthly, and paying for the year in full works too.
Yes. The return is one deliverable inside the year. The rest happens during the year: the spring reset, the summer projection, the fall strategy session, and follow-through on every decision, each on its own timeline. If the return is all your year needs, the return alone is a flat $750 a year.
Yes. The return alone is a flat $750 a year, federal and state, prepared, filed, and signed by David, an Enrolled Agent, and delivered through your secure portal. It fits a tax year with nothing to carry: no estimated payments, no business, no rental property, nothing in motion. Like Tax Advisory, it opens once the Keystone Method is complete.
No. Both open once Keystone is complete, and you can use both, either, or neither. With Wealth Advisory, the plan decides the tax moves and Tax Advisory carries the year those decisions land in, and files. On its own, Tax Advisory does both.
Because I have to go broad before I can go deep. Your tax, investment, estate, and cash-flow decisions shape one another, and advising on any one of them at a fiduciary level means understanding all of them first. Keystone gets done the things you probably need done and builds that whole-picture understanding. Tax Advisory without it would be incomplete work. Tax Advisory runs through Talley Tax, our tax firm, and it is always optional and priced separately.
Everything runs through one secure client portal. When the work begins you receive an activation email to set up your login. After that, you upload documents there as they arrive, and photographing them with your phone works. The finished return is delivered there with a plain-English summary, and the e-file authorization is signed there. The monthly fee runs automatically once you authorize it. Nothing sensitive travels by email.
That is fine. We can start by reviewing what the return revealed, updating withholding or estimated payments, and building a current-year projection.
Yes. The rhythm is built so clients can enter where the year actually is. In summer we usually start with projection work. In fall we usually start with strategy before year-end deadlines arrive.
Tax Advisory includes the return, so joining means the filing moves here along with the planning. If you would rather keep that relationship, the question to ask is whether you are also getting proactive planning before the year closes. If you are, great. If not, that is the gap Tax Advisory is designed to address.
No. The relationship is structured around preparation, planning touchpoints, projections, and questions that fit the scope of the relationship. If something requires a separate project or another professional, we will say that clearly.
In one line of sight
Next Step
If we already work together, mention Tax Advisory at your next review or reach out to the office and we will take it from there. If we have not met yet, the Keystone Method is where every relationship here begins.
Securities and advisory services are offered through Cambridge entities as described in the site footer. Tax Advisory is separate and provided through Talley Tax. Talley Wealth advisory services do not include tax preparation unless a separate Talley Tax relationship is established.
