Founder and lead advisor
David TalleyCFP®, ChFC®, EA
Leads the strategy, the recommendations, and the tax planning. Every client works directly with him.
Responsible for whether the advice is right and whether it fits your real life.
Meet DavidThe team
Two people. Both of them know your name.
One advisor, who stays close to the work. One practice manager, who makes sure nothing waits on anyone. No layers in between.
Practice Manager
Stephenee CarberryFPQP
Keeps the experience organized and responsive between meetings, and is usually the fastest way to get something done.
Originally from Johnson City and now based in Scottsdale, Arizona.
Working with us
Who does what
Two people carry your relationship. Here is where to send things, and what happens when you do.
David Talley, CFP®, EA
Your advisor · The advice
David owns the advice: your plan, your meetings, and every recommendation. He leads your planning sessions, ties your investments and your taxes into one strategy, and signs your tax return.
- Retirement timing, Roth conversions, and what to do next
- A business question, a windfall, or a market worry
- Life changes with a money side
- Anything you want to think through with someone
Stephenee Carberry, FPQP®
Practice Manager · The follow-through
Stephenee makes everything you and David decide actually happen. She works remotely, so you’ll meet her by phone or video, and she is often the fastest path to getting something done.
- Opening or transferring accounts, beneficiary updates
- Moving money in or out
- Scheduling, the portal, statements, and documents
- Agreements and invoices (these always come from her)
There is a bigger team behind these two, the systems, specialists, and outside partners we bring in when your situation calls for them. David and Stephenee are the ones who know you, and everything that team does runs through them.
Not sure who to ask? Send it to either of us. Nothing gets lost in the handoff.
Working with us
Between meetings
Your spring and fall meetings are the backbone of our work together. Life keeps moving between them, and so do we. If something comes up, a question, a decision, a piece of news, we want to hear about it. Email either of us or call the office, and we take it from there.
- If it’s urgent
- It moves to the front of the line, with a same-day call or a quick meeting slot on David’s calendar.
- If it’s important and there’s time
- We help you pick the right format: a quick call with David, a focus meeting on that one thing (in the office or by video), or the top of the agenda at your next planning session.
- If it’s small, or just something we should know
- We reply directly and make sure it comes up again at the right moment.
Keep a running list, send it to us however you like, and if a question feels too small to ask, ask it anyway. Anything you raise goes on your household’s running agenda, so nothing is ever forgotten. Our goal is a reply within one business day, and ideally the same day.
Around the office
You may also meet Daisy.
Usually nearby in the Johnson City office, ready to greet visitors or settle in while the work happens.
- CFP®
- Certified Financial Planner
- ChFC®
- Chartered Financial Consultant
- EA
- Enrolled Agent
- FPQP
- Financial Paraplanner Qualified Professional
When providing fiduciary advice, we are legally and ethically bound to act in your best interest, and pricing and compensation are explained before you decide anything.