Johnson City
Home base for Talley Wealth. The office is on Broyles Drive, and David grew up here.
Washington, Sullivan, and Carter Counties · TN
Financial Advisor for the Tri-Cities, TN
Around the Tri-Cities, people usually reach out when a specific money question has started to feel too important to keep handling casually. Retirement is getting close. The business is producing real income. A tax, investment, benefit, or estate decision needs more thought than a quick answer.
Who we help
Who this is for
People across Johnson City, Bristol, Kingsport, and nearby communities who are searching locally but whose real issue is retirement, owner complexity, or another specific planning decision.
The situations we know well
- They want to know whether Talley Wealth is close enough, relevant enough, and specific enough to understand the decision they are carrying.
- Households across the Tri-Cities in the years around retirement, business owners, and the more specific situations described on the Who We Help page.
Rooted here
Talley Wealth is based in Johnson City and serves the broader Tri-Cities through a local, founder-led planning process.
If retirement or the business is the bigger question, the pages below go deeper on each.
Why people reach out
Three towns, one office, one way of working.
You may be near retirement in Bristol, running a business in Kingsport, or trying to make sense of several decisions at once in Johnson City.
The planning work is the same across the region: income, taxes, investments, and estate decisions handled together. Start with the town you know or the decision in front of you.
Regional context
Talley Wealth is based in Johnson City and works with families and business owners across the Tri-Cities through a mix of local and virtual planning conversations.
Read public reviewsChoose a starting point
Start with the situation creating the pressure.
A person can be both nearing retirement and in Bristol. An owner in Kingsport may also be thinking about exit or retirement. Start with the decision that is creating the most pressure, then use the local page for context.
Retirement is the main question Start here if the question is timing, income, taxes, Social Security, healthcare, or whether work can become optional. Start here The business is driving the complexity Start here if the company is shaping tax, cash flow, owner pay, retirement plan, sale, succession, or personal-wealth decisions. Start here
Closer to home
Johnson City Start with the Johnson City hub if location is the main filter or you want the closest local context. Bristol Start with Bristol if the state line, SWVA roots, or a Bristol-area household is the clearest local context. Kingsport Start with Kingsport if the question is tied to Kingsport, long-career families, employer benefits, or owner decisions there.
Bristol
For Bristol and SWVA families, especially where roots, business ownership, or the TN/VA line matter.
Kingsport
For Kingsport families and professionals, especially where long careers, retirement timing, or owner decisions are in view.
Decision depth
Start with whatever is creating the pressure.
Retirement, the business, or the town itself. Any of the three is a fine front door.
If retirement is driving the search
Start with retirement planning when the real question is timing, income, taxes, healthcare, Social Security, or work optionality.
If the business is driving the search
Start with owner planning when the company, tax return, cash flow, retirement plan, or exit question is shaping the household plan.
If location is the filter
Start with Johnson City, Bristol, or Kingsport when the local context itself changes the first conversation.
What we coordinate
Use the local page to find the planning work that fits.
- Coordinated planning for households with decisions spread across investments, taxes, estate planning, and retirement
- Retirement income planning for families in Johnson City, Bristol, Kingsport, and nearby communities
- Cross-state tax planning for Tennessee and Virginia households
- Employer-benefit planning for regional professionals and business leaders
- Business owner planning where the company, household, and tax return all affect each other
- Wealth advisory that can include investment management and tax preparation after the plan is built
Representative situation
A Tri-Cities Family With Decisions Scattered Across Several Professionals
Situation
A couple in their early 60s lives near Johnson City, has retirement accounts from multiple employers, a CPA who prepares the return, and estate documents that have not been revisited in years. Nothing is obviously broken, but the next few decisions feel too important to keep handling separately.
Approach
We might start by mapping the full household balance sheet, then build retirement income and tax projections around Social Security timing, Roth conversion windows, account withdrawals, and estate liquidity. From there, we would coordinate with their CPA and attorney where needed so the work turns into decisions instead of a thicker file.
This representative situation is hypothetical and for educational purposes only. It is not based on, and should not be understood as referencing, any specific client or client experience.
Local proof
Where we are
Talley Wealth is based in Johnson City and works with families across the Tri-Cities, in person and virtually.
- Office: 203 Broyles Drive, Suite 301, Johnson City, TN 37601.
- Serving Johnson City, Kingsport, Bristol, and nearby communities.
- Reviews mentioned on this site are public Google reviews, not a promise of results.
Related next steps
Choose the page that fits the question.
Johnson City
Home base for Talley Wealth and the strongest starting point for local retirement or owner planning.
Learn moreBristol
A local starting point for Bristol and SWVA families, especially where the TN/VA line or local roots matter.
Learn moreKingsport
A local starting point for Kingsport families, long-career professionals, and business owners.
Learn moreRetirement paycheck planning
Go deeper on turning savings into monthly income once the W-2 stops.
Learn moreRoth conversions before retirement
Go deeper on the tax window between the last paycheck and required minimum distributions.
Learn moreRetirement planning in Johnson City
The local retirement page for Johnson City households ready to sequence income, taxes, and timing.
Learn moreRetirement planning in Kingsport
The local retirement page for Kingsport households whose benefits and elections shape the plan.
Learn moreGreeneville financial advisor
Greene County planning, in the town where David lived for six years and graduated from Tusculum.
Learn moreErwin financial advisor
Unicoi County planning, about twenty minutes down I-26 from the Johnson City office.
Learn moreAbingdon financial advisor
Washington County, Virginia planning, including how the Virginia income tax fits the picture.
Learn moreCommon questions
Local questions worth asking before you choose an advisor.
Do you work with clients across the whole Tri-Cities region?
Yes. Talley Wealth is based in Johnson City and works with families and business owners across Johnson City, Bristol, Kingsport, and nearby communities through a mix of in-person and virtual meetings.
Why work with a local planning firm?
Some planning can happen anywhere. But employer benefits, state tax rules, family business decisions, and trusted local professionals often make the first conversation easier when the advisor understands the Tri-Cities.
Can you coordinate with my CPA or attorney?
Yes. Coordination is central to the Keystone Method. We often work alongside CPAs and attorneys so tax, estate, investment, and retirement decisions are not handled in isolation.
Is the first step investment management?
No. We start with planning through the Keystone Method. Investment management and tax preparation may become part of the ongoing relationship after the plan is built, but the plan comes first.
Start with the real decisions in Tri-Cities.
Bring the question that is on your mind. We will use the call to see whether the full Keystone process is useful.