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Straightforward thinking on taxes, retirement, investment decisions, and building a financial life that actually works.

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Tax Planning

Should a Business Owner Take the Tax Deduction or Go Roth?

A deduction isn't automatically a win. For a surprising number of business owners, taking it is the expensive choice, and the trajectory of your wealth is what tells you which side you're on.

Aug 18, 2026 6 min read

Tax Planning

Can I Really Put My Kids on the Payroll?

Paying your kids through the business is one of the few internet tax ideas that's actually real. The savings are smaller than the videos promise, bigger than most owners realize, and the best part isn't the taxes at all.

Aug 18, 2026 7 min read

Business Owner Planning

Cash Is Piling Up in the Business Account. What Should I Do With It?

The hoarding instinct is right early and expensive later. Here is how to calculate the reserve you can actually justify, and what one owner's idle cash was costing every month.

Aug 10, 2026 7 min read

Business Owner Planning

How Do I Get Wealth Out of My Business (and Into Retirement)?

For a lot of successful owners the business is the retirement account, but the wealth is trapped inside it. Here is a plain-English way to think about moving wealth out of the business and framing the sale as your retirement event.

Aug 6, 2026 8 min read

Financial Planning

CFP vs CPA: Which One Does Your Situation Need?

The comparison most people are really making is CFP versus CPA. Here is what each one is licensed to do, where the EA and CFA fit, and how to read the rest of the letters on a business card.

Jul 22, 2026 11 min read