.decision-guide{background:#faf8f2;color:#293947}.dg-hero{background:radial-gradient(ellipse at 90% 20%,#dbc5a177,transparent 60%),#eee9df;padding:55px 30px 60px;border-bottom:1px solid #d7c9b4}.dg-inner{max-width:1080px;margin:0 auto}.dg-inner>a:first-child{font-size:13px}.dg-hero .tw-eyebrow{margin:38px 0 22px;color:#785b33}.dg-hero h1{font:700 clamp(40px,5vw,66px)/1.15 var(--font-serif);max-width:17ch;letter-spacing:-.04em}.dg-deck{font-size:22px;line-height:1.7;max-width:49ch;margin-top:25px}.dg-byline{font-size:12px;color:#61685f;margin-top:24px}.dg-jump{display:inline-flex;gap:35px;align-items:center;padding:13px 0;border-bottom:1px solid #9a794b;font-size:14px;margin-top:20px;min-height:48px}.dg-wrap{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:210px minmax(0,1fr);gap:65px;padding:55px 0 90px}.dg-nav{align-self:start;position:sticky;top:160px;font-size:13px;line-height:1.6}.dg-nav summary{font-weight:600;cursor:pointer;padding:10px 0}.dg-nav nav{display:grid;gap:17px;border-left:1px solid #c9b694;padding:18px 0 10px 17px}.dg-nav a:hover{color:#886334}.dg-body{min-width:0}.dg-body h2{font:700 34px/1.3 var(--font-serif);letter-spacing:-.025em;max-width:30ch}.dg-body p{font-size:18px;line-height:1.85;max-width:63ch;margin-top:22px}.dg-body .tw-eyebrow{font-size:11px;color:#836139;margin:0 0 15px}.dg-section,.dg-intro{scroll-margin-top:155px}.dg-section{margin-top:65px;padding-top:40px;border-top:1px solid #d6cbbc}.dg-equation{margin-top:32px;padding:30px 34px;background:#293947;color:#f7f1e5;display:grid;grid-template-columns:25px 1fr;align-items:center;gap:20px 15px;border-radius:4px;font-size:18px;line-height:1.5}.dg-equation>span:first-child{grid-column:2}.dg-equation b{color:#d4b37f;font-weight:400;font-size:24px}.dg-equation strong{grid-column:1/-1;border-top:1px solid #c7b49277;padding-top:22px;font:400 25px/1.4 var(--font-serif);color:#efd5ad}.dg-body .dg-note{font-size:12px;color:#626a60;margin-top:14px}.dc-comparison{margin-top:42px}.dg-body .dc-comparison>h2{font-size:25px;margin-bottom:22px}.dc-options{display:grid;grid-template-columns:1fr 1fr;gap:18px}.dc-option{border:1px solid #d7c9b5;background:#f1ece2;padding:25px 24px;border-radius:4px}.dc-option:nth-child(2){background:#f0f2e9;border-color:#bdc6b0}.dc-option h3{font:700 23px/1.35 var(--font-serif)}.dg-body .dc-option>p:not(.tw-eyebrow){font-size:15px;line-height:1.75;margin-top:18px}.dc-option dl{margin-top:25px}.dc-option dl>div{border-top:1px solid #c7c0ad;padding-top:18px;margin-top:18px}.dc-option dt{font-size:12px;font-weight:700;color:#566044;margin-bottom:7px}.dc-option dd{font-size:15px;line-height:1.7}.dg-body .dg-reference{font-size:14px}.dg-body a{text-decoration:underline;text-underline-offset:4px}.dg-tool{background:#ece8db;padding:30px;margin-top:35px;border-left:3px solid #a98046}.dg-tool h3{font:700 26px/1.4 var(--font-serif);max-width:24ch}.dg-body .dg-tool p{font-size:16px}.dg-tool a{display:inline-flex;gap:25px;align-items:center;font-weight:600;margin-top:20px;min-height:44px;font-size:15px}.dg-faq details{border-bottom:1px solid #d5cbbb;padding:20px 0}.dg-faq h2{margin-bottom:15px}.dg-faq summary{font-weight:600;cursor:pointer;line-height:1.65;min-height:30px}.dg-body .dg-faq p{font-size:16px}.dg-cta{display:inline-flex;padding:16px 24px;background:#293947;color:#fff3de;border-radius:4px;margin:25px 0;min-height:48px;text-decoration:none!important;font-size:15px}.dg-reading{display:grid;gap:17px;font-size:14px;line-height:1.6}.dg-reading summary{cursor:pointer;padding:7px 0}.dg-reading details a{display:block;margin-top:15px}.dg-sources{margin-top:50px;border-top:1px solid #d5cbbb;padding-top:30px;scroll-margin-top:150px}.dg-body .dg-sources h2{font:600 15px/1.5 var(--font-sans)}.dg-body .dg-sources p,.dg-sources a{font-size:12px;line-height:1.8}.dg-sources a{display:block;margin-top:12px}.decision-guide a:focus-visible,.decision-guide summary:focus-visible{outline:3px solid #a87f45;outline-offset:5px}.decision-guide a:hover{color:#946b34}.dg-cta:hover{background:#405344;color:#fff}@media(max-width:1150px){.dg-wrap{padding-inline:30px;gap:35px;grid-template-columns:185px minmax(0,1fr)}}@media(max-width:850px){.dg-wrap{display:block;padding:20px 24px 60px}.dg-nav{position:static;margin-bottom:35px}.dg-nav nav{grid-template-columns:1fr 1fr;gap:12px 20px}.dg-body{max-width:700px;margin:0 auto}.dg-hero{padding:35px 24px 40px}.dg-deck{font-size:20px}.dg-section,.dg-intro{scroll-margin-top:115px}}@media(max-width:600px){.dg-hero h1{font-size:42px}.dg-hero .tw-eyebrow{margin-top:28px}.dg-deck{font-size:18px;line-height:1.8}.dg-byline{font-size:11px;max-width:33ch;line-height:1.8}.dg-nav nav{grid-template-columns:1fr}.dg-body h2{font-size:29px;line-height:1.35}.dg-body p{font-size:18px;line-height:1.85}.dg-equation{padding:24px 20px;gap:18px 10px;grid-template-columns:16px 1fr;font-size:16px}.dg-equation strong{font-size:24px}.dc-options{grid-template-columns:1fr;gap:18px}.dc-option{padding:25px}.dg-section{margin-top:42px;padding-top:30px}.dg-tool{padding:25px}.dg-tool h3{font-size:25px}.dg-cta{padding:15px 19px}}.dg-hero{padding-block:35px}.dg-hero .tw-eyebrow{margin-top:24px}.dg-hero h1{max-width:25ch;font-size:clamp(38px,4.5vw,60px)}.dg-deck{font-size:19px;max-width:57ch;margin-top:20px}.dg-byline{margin-top:18px}.dg-jump{margin-top:12px}.dg-visual{max-width:1140px;margin:0 auto;padding:40px 30px;scroll-margin-top:145px}.dg-visual-next{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:28px;padding-top:22px;border-top:1px solid #d7c9b4;font-size:14px;line-height:1.7}.dg-visual-next a{text-decoration:underline;text-underline-offset:4px}.dg-wrap{padding-top:20px}.dg-body>.dg-section:first-child{margin-top:0;padding-top:0;border-top:0}@media(max-width:600px){.dg-hero{padding:28px 24px}.dg-hero h1{font-size:39px}.dg-deck{font-size:18px}.dg-visual{padding:30px 24px;scroll-margin-top:110px}.dg-visual-next{display:grid;gap:16px}}